“Money has always been a scary topic for me. I have had a scarcity mindset accompanied by panic and a head-in-the-sand mentality surrounding the topic of money. Ellen told me about YNAB and the freedom she had experienced by using it. With Ellen’s help, I tried it. I downloaded the app and Ellen guided me step by step how to create goals, enter transactions, and consolidate my accounts. Her patience and understanding have dissolved my fears and I now have the confidence to look under the bed and see there is no monster! I am in my second year of using YNAB. I will say that I am almost delighted when I get an annual bill which, in the past, I had always forgotten about and scrambled to find funds to pay for. Now, when the bill comes the money is sitting in the category ready to go. Ellen’s coaching has given me such confidence! When I have made an error or can’t figure something out, Ellen’s decades of experience teaching math kicks in. Not only is she whip-smart, she is also very good at building your confidence and removing all shame surrounding errors or misunderstanding. I now enjoy looking at my finances and saving and planning before I spend money. I also know life is life, and sometimes we get hit by unanticipated expenses and there is no cause for panic! I cannot recommend Ellen highly enough to coach you through your YNAB journey!!”
~ Valerie